{"id":25383,"date":"2023-02-24T14:28:30","date_gmt":"2023-02-24T14:28:30","guid":{"rendered":"https:\/\/sudurras.fo\/?p=25383"},"modified":"2023-02-24T14:28:32","modified_gmt":"2023-02-24T14:28:32","slug":"2022-hilnadist-vael-hja-banknordik","status":"publish","type":"post","link":"https:\/\/sudurras.fo\/?p=25383","title":{"rendered":"2022 hilna\u00f0ist v\u00e6l hj\u00e1 BankNordik"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/sudurras.fo\/wp-content\/uploads\/2023\/02\/Arni_Ellefsen-1024x768.jpg\" alt=\"\" class=\"wp-image-25384\" srcset=\"https:\/\/sudurras.fo\/wp-content\/uploads\/2023\/02\/Arni_Ellefsen-1024x768.jpg 1024w, https:\/\/sudurras.fo\/wp-content\/uploads\/2023\/02\/Arni_Ellefsen-300x225.jpg 300w, https:\/\/sudurras.fo\/wp-content\/uploads\/2023\/02\/Arni_Ellefsen-768x576.jpg 768w, https:\/\/sudurras.fo\/wp-content\/uploads\/2023\/02\/Arni_Ellefsen.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Virksemi\u00f0 hj\u00e1 BankNordik-samtakinum st\u00f3\u00f0 seg v\u00e6l \u00ed 2022. Avlopi\u00f0 gj\u00f8rdist 164 mi\u00f3. kr.<\/strong><br>\u00c1rsroknskapurin hj\u00e1 BankNordik ber bo\u00f0 um, at f\u00f8roysk h\u00fasarhald og fyrit\u00f8kur sum heild eru v\u00e6l fyri og<br>megna at standa \u00edm\u00f3ti teimum avbj\u00f3\u00f0ingum, sum vaksandi inflati\u00f3n og rentuh\u00e6kkingar hava vi\u00f0 s\u00e6r.<br>\u201c\u00c1ri\u00f0 royndist v\u00e6l hj\u00e1 samtakinum, og h\u00f3ast f\u00edggjarliga \u00f3vissan er st\u00f8rri n\u00fa enn fyri einum \u00e1ri s\u00ed\u00f0ani,<br>hava vit higartil ikki merkt st\u00f3rvegis tap \u00ed hesum sambandi. Vit gle\u00f0ast um, at kundarnir yvirh\u00f8vur hava<br>ta\u00f0 gott, men vita eisini, at n\u00f3gv kann broytast, um arbei\u00f0sloysi\u00f0 fer at h\u00e6kka. T\u00ed hava vit sett pening<br>av til m\u00f8gulig tap, i\u00f0 kunnu fara at v\u00edsa seg \u00ed framt\u00ed\u00f0ini,\u201d sigur \u00c1rni Ellefsen, forstj\u00f3ri \u00ed BankNordik.<\/p>\n\n\n\n<p><br><strong>Rentuh\u00e6kkingar geva m\u00f8guleika at spara saman vi\u00f0 rentu<\/strong><br>N\u00f3gvu rentuh\u00e6kkingarnar seinast \u00e1ri\u00f0 hava gj\u00f8rt ta\u00f0 d\u00fdrari hj\u00e1 kundum at l\u00e6na pening, men<br>samstundis ber ta\u00f0 n\u00fa aftur til at spara saman vi\u00f0 positivari rentu \u00ed bankanum. Hetta s\u00e6st \u00e1<br>innl\u00e1nunum, i\u00f0 eru h\u00e6kka\u00f0 vi\u00f0 g\u00f3\u00f0um 700 mi\u00f3. kr. fr\u00e1 2021 til 2022. M\u00f8guleikin at lata peningin vaksa<br>\u00e1 h\u00e1rentukontum hevur fingi\u00f0 g\u00f3\u00f0a undirt\u00f8ku millum kundarnar, og til 28. februar ber til at stovna 2-\u00e1ra<br>og 3-\u00e1ra h\u00e1rentukontur, i\u00f0 geva \u00e1vikavist 2,25% og 2,50% \u00ed fastari \u00e1rligari rentu.<br><\/p>\n\n\n\n<p><strong>Vaksandi \u00e1hugi fyri bur\u00f0ardyggum loysnum<\/strong><br>Ein kanning hj\u00e1 BankNordik \u00ed 2022 v\u00edsti, at f\u00f8royingar sum heild vita l\u00edti\u00f0 um m\u00f8guleikarnar fyri at f\u00e1a<br>lagalig l\u00e1n til bur\u00f0ardyggar loysnir. Bankin hevur t\u00ed lagt seg eftir at kunna s\u00ednar kundar um tey ymisku<br>l\u00e1nini, i\u00f0 hava serliga l\u00e1ga rentu, m.a. l\u00e1n til umlegging fr\u00e1 oljuf\u00fdring til varandi orkuskipan og l\u00e1n til elbil.<br>Harumframt bj\u00f3\u00f0ar bankin gr\u00f8nt b\u00fasta\u00f0arl\u00e1n, i\u00f0 gevur \u00f8llum &#8211; i\u00f0 hita b\u00fasta\u00f0in vi\u00f0 varandi orku &#8211;<br>m\u00f8guleika at f\u00e1a eina l\u00e6gri b\u00fasta\u00f0arl\u00e1nsrentu. N\u00f3gv bendir \u00e1, at kunningin hevur gj\u00f8rt mun, og at<br>kundar \u00ed bankanum eru fegnir um lagaligu l\u00e1nsm\u00f8guleikarnar, t\u00ed fr\u00e1 2021 til 2022 h\u00e6kka\u00f0u \u00fatl\u00e1n til elbil<br>vi\u00f0 115%, orkul\u00e1n vi\u00f0 44% og gr\u00f8nt b\u00fasta\u00f0arl\u00e1n vi\u00f0 98%.<\/p>\n\n\n\n<p><br><strong>6.000 f\u00f8royingar f\u00e1a \u00e1g\u00f3\u00f0an av g\u00f3\u00f0a \u00farslitinum<\/strong><br>Umlei\u00f0 6.000 f\u00f8royingar eiga samanlagt 60% av partapeninginum \u00ed BankNordik &#8211; harav eigur landi\u00f0<br>35% &#8211; og hesir f\u00e1a \u00e1g\u00f3\u00f0an av g\u00f3\u00f0u gongdini hj\u00e1 samtakinum. \u00c1 a\u00f0alfundinum 31. mars ver\u00f0ur skoti\u00f0<br>upp at gjalda partaeigarunum samanlagt 250 mi\u00f3. kr., t.e. 26,04 kr. fyri hv\u00f8rt partabr\u00e6vi\u00f0. Av hesum<br>stava 115 mi\u00f3. kr., t.e. 70%, fr\u00e1 \u00e1rs\u00farslitinum, me\u00f0an 135 mi\u00f3. kr. ver\u00f0a goldnar \u00fat fyri at r\u00f8kka<br>m\u00e1linum um 20% \u00ed kjarnukapitali. Eftir \u00fatgjaldi\u00f0 er BankNordik framvegis ein sera v\u00e6l bj\u00e1lva\u00f0ur<br>peningastovnur, i\u00f0 l\u00fdkur \u00f8ll \u00e1sett kr\u00f8v til kapital, solvens og bj\u00e1lving, og sum harumframt hevur ney\u00f0uga<br>kapitalin til at f\u00edggja \u00e6tla\u00f0a framt\u00ed\u00f0arv\u00f8ksturin hj\u00e1 samtakinum.<br><\/p>\n\n\n\n<p><strong>Roknskapurin \u00ed stuttum<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u00darsliti\u00f0 eftir skatt gj\u00f8rdist 164 mi\u00f3. kr. samanbori\u00f0 vi\u00f0 272 mi\u00f3. kr. \u00ed 2021, t\u00e1 i\u00f0 83 mi\u00f3. kr.<br>stava\u00f0u fr\u00e1 s\u00f8luni av danska virkseminum<\/li>\n\n\n\n<li>Rakstrar\u00farsliti\u00f0 fyri ni\u00f0urskrivingar gj\u00f8rdist 202 mi\u00f3. kr. samanbori\u00f0 vi\u00f0 171 mi\u00f3. kr. \u00ed 2021<\/li>\n\n\n\n<li>Ni\u00f0urskrivingar \u00e1 \u00fatl\u00e1num v\u00f3r\u00f0u afturf\u00f8rdar fyri 47 mi\u00f3. kr. samanbori\u00f0 vi\u00f0 77 mi\u00f3. kr. \u00ed<br>afturf\u00f8rdum ni\u00f0urskrivingum \u00ed 2021<\/li>\n\n\n\n<li>\u00datl\u00e1nini h\u00e6kka\u00f0u \u00far 7,6 mia. kr. \u00ed 2021 til 8,1 mia. kr.<\/li>\n\n\n\n<li>Realkredittl\u00e1nini v\u00f3ru 2,7 mia. kr., i\u00f0 er \u00e1 sama st\u00f8\u00f0i sum \u00ed 2021<\/li>\n\n\n\n<li>Innl\u00e1nini h\u00e6kka\u00f0u \u00far 7,9 mia. kr. \u00ed 2021 til 8,4 mia. kr.<\/li>\n\n\n\n<li>Kjarnukapitalurin l\u00e6kka\u00f0i \u00far 23,8% \u00ed 2021 til 21,6%<br>BankNordik S\u00ed\u00f0a 2 av 2<\/li>\n\n\n\n<li>Solvensurin, \u00edrokna\u00f0 NEP-kapital, h\u00e6kka\u00f0i \u00far 29,6% \u00ed 2021 til 29,9%<\/li>\n\n\n\n<li>Lei\u00f0slan v\u00e6ntar, at netto\u00farsliti\u00f0 fyri 2023 ver\u00f0ur millum 190 og 220 mi\u00f3. kr.<br><br><strong>N\u00e6rri uppl\u00fdsingar<\/strong><br>\u00c1rni Ellefsen, forstj\u00f3ri, tel: 230 348<br>Turi\u00f0 F. Arge, stj\u00f3ri, tel: 230 678<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Virksemi\u00f0 hj\u00e1 BankNordik-samtakinum st\u00f3\u00f0 seg v\u00e6l \u00ed 2022. Avlopi\u00f0 gj\u00f8rdist 164 mi\u00f3. kr.\u00c1rsroknskapurin hj\u00e1 BankNordik ber bo\u00f0 um, at f\u00f8roysk h\u00fasarhald og fyrit\u00f8kur sum heild eru v\u00e6l fyri ogmegna at standa \u00edm\u00f3ti teimum avbj\u00f3\u00f0ingum, sum vaksandi inflati\u00f3n og rentuh\u00e6kkingar hava vi\u00f0 s\u00e6r.\u201c\u00c1ri\u00f0 royndist v\u00e6l hj\u00e1 samtakinum, og h\u00f3ast f\u00edggjarliga \u00f3vissan er st\u00f8rri n\u00fa enn fyri [&hellip;]<\/p>\n","protected":false},"author":24,"featured_media":25385,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[41],"tags":[],"class_list":["post-25383","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tidindaskriv"],"publishpress_future_action":{"enabled":false,"date":"2026-05-21 09:26:21","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/posts\/25383","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=25383"}],"version-history":[{"count":1,"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/posts\/25383\/revisions"}],"predecessor-version":[{"id":25386,"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/posts\/25383\/revisions\/25386"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/media\/25385"}],"wp:attachment":[{"href":"https:\/\/sudurras.fo\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=25383"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=25383"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=25383"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}