{"id":40718,"date":"2025-11-04T08:59:09","date_gmt":"2025-11-04T08:59:09","guid":{"rendered":"https:\/\/sudurras.fo\/?p=40718"},"modified":"2025-11-04T08:59:10","modified_gmt":"2025-11-04T08:59:10","slug":"tridi-arsfjordingur-royndist-vael","status":"publish","type":"post","link":"https:\/\/sudurras.fo\/?p=40718","title":{"rendered":"Tri\u00f0i \u00e1rsfj\u00f3r\u00f0ingur royndist v\u00e6l"},"content":{"rendered":"\n<p><strong>F\u00f8roya Banki:&nbsp;<\/strong>Roknskapart\u00f8lini hj\u00e1 F\u00f8roya Banka-samtakinum fyri tri\u00f0ja \u00e1rsfj\u00f3r\u00f0ing eru kunngj\u00f8rd \u00ed dag. T\u00ed\u00f0arskei\u00f0i\u00f0 hevur sum heild veri\u00f0 merkt av g\u00f3\u00f0ari gongd \u00e1 so at siga \u00f8llum m\u00f3tum, og \u00farsliti\u00f0 fyri skatt gj\u00f8rdist 80 mi\u00f3. kr.<\/p>\n\n\n\n<p>\u201dOkkara virksemi hevur veri\u00f0 merkt av v\u00f8kstri \u00e1 b\u00e6\u00f0i innl\u00e1num, \u00fatl\u00e1num og realkredittl\u00e1num samanbori\u00f0 vi\u00f0 sama t\u00ed\u00f0arskei\u00f0 \u00ed fj\u00f8r, og samanlagt afturf\u00f8ra vit ni\u00f0urskrivingar. Roknskapart\u00f8lini higartil \u00ed \u00e1r bera sostatt bo\u00f0 um eina g\u00f3\u00f0a gongd hj\u00e1 samtakinum og ikki minst ein kundaskara, sum stendur seg v\u00e6l og kl\u00e1rar at svara s\u00ednum skyldum.&nbsp;Fleiri rentul\u00e6kkingar hava veri\u00f0 hetta seinasta \u00e1ri\u00f0, og ta\u00f0 munar hj\u00e1 teimum kundunum, sum hava l\u00e1n,\u201d sigur Turi\u00f0 F. Arge, forstj\u00f3ri.<\/p>\n\n\n\n<p><strong>Eitt \u00e1r merkt av rentul\u00e6kkingum<\/strong><br>Eitt, sum hevur sermerkt hetta seinasta \u00e1ri\u00f0, eru rentul\u00e6kkingar. Millum juni \u00ed fj\u00f8r og juni \u00ed \u00e1r er rentan l\u00e6kka\u00f0 sjey fer\u00f0ir. Hyggja vit eftir, hvat i\u00f0 markna\u00f0urin v\u00e6ntar \u00e1 hesum \u00f8kinum komandi t\u00ed\u00f0ina, so eru ikki \u00fatlit fyri, at t\u00edttleikin \u00e1 rentul\u00e6kkingunum heldur fram. Haraftur\u00edm\u00f3ti v\u00e6ntar markna\u00f0urin, at rentan n\u00fa er \u00e1 einum meira st\u00f8\u00f0ugum st\u00f8\u00f0i, men ta\u00f0 kann t\u00f3 broytast.<\/p>\n\n\n\n<p>H\u00f3ast rentan er l\u00e6kka\u00f0 ofta seinasta \u00e1ri\u00f0, so ber enn til at f\u00e1a rentu fyri innistandandi pening.<\/p>\n\n\n\n<p>Innl\u00e1nini hj\u00e1 bankanum eru h\u00e6kka\u00f0 vi\u00f0 15% samanbori\u00f0 vi\u00f0 sama t\u00ed\u00f0arskei\u00f0 \u00ed fj\u00f8r, og henda h\u00e6kkingin \u00ed innl\u00e1num v\u00edsir millum anna\u00f0, at kundarnir eru tilvita\u00f0ir um og taka av m\u00f8guleikanum at f\u00e1a rentu fyri innistandandi pening.<\/p>\n\n\n\n<p><strong>\u00datlitini fyri komandi t\u00ed\u00f0ina<\/strong><br>Hyggja vit eftir \u00fatlitunum fyri restina av \u00e1rinum, so eru tey sum heild g\u00f3\u00f0. Bankin v\u00e6ntar, at g\u00f3\u00f0a gongdin heldur fram, og at \u00e1rs\u00farsliti\u00f0 fyri 2025 ver\u00f0ur millum 235 og 265 mi\u00f3. kr.<br><br>Hyggja vit meira yvirskipa\u00f0 eftir f\u00f8royska b\u00faskapinum, so eru \u00fatlit fyri, at b\u00faskaparv\u00f8ksturin stilnar naka\u00f0. Samb\u00e6rt n\u00fdggjastu t\u00f8lunum hj\u00e1 Hagstovu F\u00f8roya og B\u00faskaparr\u00e1\u00f0num s\u00e6st, at b\u00faskaparv\u00f8ksturin \u00ed \u00e1r er minni enn undanfarin \u00e1r.<\/p>\n\n\n\n<p>B\u00faskaparv\u00f8ksturin v\u00e6ntast at ver\u00f0a 2% \u00ed \u00e1r samanbori\u00f0 vi\u00f0 3,3% \u00ed fj\u00f8r, 6,7% \u00ed 2023 og 9,5% \u00ed 2022. \u00c1rligi v\u00f8ksturin er \u00ed \u00e1rsins pr\u00edsum, og t\u00f8lini fyri 2022 og 2023 eru uppger\u00f0 hj\u00e1 Hagstovu F\u00f8roya, me\u00f0an hini t\u00f8lini eru metingar hj\u00e1 B\u00faskaparr\u00e1\u00f0num.<\/p>\n\n\n\n<p>&#8220;H\u00f3ast b\u00faskapurin er farin meira ni\u00f0ur \u00ed fer\u00f0 samanbori\u00f0 vi\u00f0 undanfarin \u00e1r, so meta vit ikki, at nakar vandi er \u00e1 fer\u00f0. Harafturat s\u00edggja vit, at v\u00e6ntanirnar til 2026 eru g\u00f3\u00f0ar. Hyggja vit eftir okkara egnu t\u00f8lum, so s\u00edggja vit til d\u00f8mis ikki nakra \u00f8king \u00ed troti ella sk\u00e1um, sum v\u00edsir, at okkara privat- og vinnukundar kl\u00e1ra at svara s\u00ednum skyldum. Men h\u00f3ast kundarnir hava eina haldg\u00f3\u00f0a f\u00edggjarst\u00f8\u00f0u, so stremba vit alt\u00ed\u00f0 eftir at veita \u00f8llum okkara kundum slitsterka r\u00e1\u00f0geving, so at einstaki kundin kann kl\u00e1ra seg v\u00e6l, sama hvat skiftandi t\u00ed\u00f0ir bj\u00f3\u00f0a,\u201d sigur Turi\u00f0 F. Arge.<\/p>\n\n\n\n<p><strong>Roknskapurin \u00ed stuttum<\/strong><\/p>\n\n\n\n<p>\u2022 \u00darsliti\u00f0 fyri skatt var 271 mi\u00f3. kr.<\/p>\n\n\n\n<p>\u2022 Rakstrar\u00farsliti\u00f0 fyri ni\u00f0urskrivingar var 192 mi\u00f3. kr.<\/p>\n\n\n\n<p>\u2022 \u00datl\u00e1nini v\u00f3ru 9,6 mia. kr.<\/p>\n\n\n\n<p>\u2022 Realkredittl\u00e1nini v\u00f3ru 2,8 mia. kr.<\/p>\n\n\n\n<p>\u2022 Innl\u00e1nini v\u00f3ru 10,8 mia. kr.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>F\u00f8roya Banki:&nbsp;Roknskapart\u00f8lini hj\u00e1 F\u00f8roya Banka-samtakinum fyri tri\u00f0ja \u00e1rsfj\u00f3r\u00f0ing eru kunngj\u00f8rd \u00ed dag. T\u00ed\u00f0arskei\u00f0i\u00f0 hevur sum heild veri\u00f0 merkt av g\u00f3\u00f0ari gongd \u00e1 so at siga \u00f8llum m\u00f3tum, og \u00farsliti\u00f0 fyri skatt gj\u00f8rdist 80 mi\u00f3. kr. \u201dOkkara virksemi hevur veri\u00f0 merkt av v\u00f8kstri \u00e1 b\u00e6\u00f0i innl\u00e1num, \u00fatl\u00e1num og realkredittl\u00e1num samanbori\u00f0 vi\u00f0 sama t\u00ed\u00f0arskei\u00f0 \u00ed fj\u00f8r, og [&hellip;]<\/p>\n","protected":false},"author":23,"featured_media":32655,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-40718","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tidindi"],"publishpress_future_action":{"enabled":false,"date":"2026-05-18 18:20:28","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/posts\/40718","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=40718"}],"version-history":[{"count":1,"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/posts\/40718\/revisions"}],"predecessor-version":[{"id":40719,"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/posts\/40718\/revisions\/40719"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/media\/32655"}],"wp:attachment":[{"href":"https:\/\/sudurras.fo\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=40718"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=40718"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=40718"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}