{"id":42065,"date":"2026-02-21T12:21:56","date_gmt":"2026-02-21T12:21:56","guid":{"rendered":"https:\/\/sudurras.fo\/?p=42065"},"modified":"2026-02-21T12:21:57","modified_gmt":"2026-02-21T12:21:57","slug":"fakfelelog-pensjonsmalid-ger-okkum-otrygg","status":"publish","type":"post","link":"https:\/\/sudurras.fo\/?p=42065","title":{"rendered":"Fakfelel\u00f8g: Pensj\u00f3nsm\u00e1li\u00f0 ger okkum \u00f3trygg"},"content":{"rendered":"\n


F\u00f8royski l\u00f8ntakarin skal hava tryggar karmar um pensj\u00f3nina \u2013 b\u00e6\u00f0i t\u00e1 ta\u00f0 r\u00e6\u00f0ur um pensj\u00f3nsaldurin og pensj\u00f3nsuppsparingina, t\u00ed eiga Javna\u00f0arflokkurin, Tj\u00f3\u00f0veldi og Frams\u00f3kn at halda seg til kontraktina, sum var gj\u00f8rd vi\u00f0 arbei\u00f0smarkna\u00f0in um pensj\u00f3nina \u00ed 2017.<\/strong><\/p>\n\n\n\n

Kontraktin var sett \u00ed verk \u00ed samr\u00e1\u00f0 vi\u00f0 fakfel\u00f8gini, fyri at geva l\u00f8ntakaranum tryggar karmar at innr\u00e6tta seg eftir. N\u00fa m\u00e1 politiska skipanin gevast vi\u00f0 at sp\u00e6la vi\u00f0 pensj\u00f3nina og pensj\u00f3nsaldurin, t\u00ed ta\u00f0 ger okkum \u00f3trygg og undirgrevur \u00e1liti\u00f0 \u00e1 politiskar langt\u00ed\u00f0arsemjur.<\/p>\n\n\n\n

N\u00faverandi uppskot hj\u00e1 samgonguflokkunum um pensj\u00f3nsaldurin vil geva l\u00f8gtinginum heimild at h\u00e6kka pensj\u00f3nsaldurin uttan naka\u00f0 mark. L\u00f8gtingi\u00f0 hevur longu h\u00e6kka\u00f0 pensj\u00f3nsaldurin vi\u00f0 einum h\u00e1lvum \u00e1ri fimta hv\u00f8rt \u00e1r – og ta\u00f0 er nokk!<\/p>\n\n\n\n

Skal f\u00f8roya f\u00f3lk st\u00fara fyri, at politikararnir aftur og aftur fara at h\u00e6kka pensj\u00f3nsaldurin \u00ed \u00f3\u00f0um verkum – bara grunda\u00f0 \u00e1 ivam\u00e1l um b\u00faskaparligt haldf\u00f8ri – og at taka r\u00e6ttin fr\u00e1 teimum til egnar pensj\u00f3nspengar?<\/p>\n\n\n\n

Um pensj\u00f3nsaldurin h\u00e6kkar, ver\u00f0a ta\u00f0 enn fleiri, i\u00f0 ver\u00f0a noydd at gevast \u00ed arbei\u00f0sl\u00edvinum, \u00e1\u00f0renn tey n\u00e1a pensj\u00f3nsaldur. Fakfel\u00f8gini s\u00edggja, hvussu n\u00f3gvir limir missa vinnuf\u00f8ri\u00f0.<\/p>\n\n\n\n

Heldur enn at h\u00e6kka pensj\u00f3nsaldurin, \u00e1tti samgongan at gj\u00f8rt \u00edl\u00f8gur \u00ed starvsf\u00f3lkini, so fleiri halda til eitt langt arbei\u00f0sl\u00edv og ikki gerast \u00f3arbei\u00f0sf\u00f8r.<\/p>\n\n\n\n

Samgongan tekur r\u00e6ttin til pensj\u00f3nspengar fr\u00e1 f\u00f8royska l\u00f8ntakaranum<\/em><\/p>\n\n\n\n

Enn einafer\u00f0 leggja politikarar eftir pensj\u00f3nini hj\u00e1 f\u00f8royska l\u00f8ntakaranum. N\u00fa eru ta\u00f0 Javna\u00f0arflokkurin, Tj\u00f3\u00f0veldi og Frams\u00f3kn.<\/p>\n\n\n\n

Ver\u00f0ur uppskoti\u00f0 at h\u00e6kka pensj\u00f3nsaldurin samtykt, missir vanligi f\u00f8royingurin ikki bara r\u00e6ttin til \u00fatgjald fr\u00e1 almennu veitingunum fr\u00e1 samhaldsfasta og grundupph\u00e6ddini \u00ed eitt \u00e1ram\u00e1l, men eisini r\u00e6ttin til \u00fatgjald fr\u00e1 s\u00edni egnu uppspardu pensj\u00f3n. T\u00e1 pensj\u00f3nsaldurin h\u00e6kkar til 68 \u00e1r \u00ed 2030, m\u00e1 ein b\u00ed\u00f0a \u00ed eitt h\u00e1lvt \u00e1r afturat, fyri at sleppa fram at s\u00edni pensj\u00f3nsuppsparing.<\/p>\n\n\n\n

L\u00f8ntakarin rindar sj\u00e1lvur til egna pensj\u00f3nuppsparing, og t\u00ed eigur l\u00f8ntakarin r\u00e6ttin at r\u00e1\u00f0a yvir egnum peningi.<\/p>\n\n\n\n

Um pensj\u00f3nsaldurin h\u00e6kkar tr\u00fd \u00e1r, tekur samgongan r\u00e6ttin til 1.106.748 kr\u00f3nur fr\u00e1 einum mi\u00f0all\u00f8ntum l\u00f8ntakara, sum hann annars hev\u00f0i fingi\u00f0 \u00fatgoldi\u00f0 fr\u00e1 eginpensj\u00f3n, f\u00f3lkapensj\u00f3n og samhaldsfasta. Afturat hesum skal hesin l\u00f8ntakarin arbei\u00f0a tr\u00fd \u00e1r afturat og gjalda 456.249 kr\u00f3nur \u00ed innt\u00f8kuskatti, avgj\u00f8ldum og pensj\u00f3nsforskatting.<\/p>\n\n\n\n

D\u00f8mi um \u00fatgjald fr\u00e1 eginpensj\u00f3n, f\u00f3lkapensj\u00f3n og samhaldsfasta<\/em><\/p>\n\n\n\n

\"\"\/<\/figure>\n\n\n\n

Talvan v\u00edsir \u00fatgjald fr\u00e1 egnari pensj\u00f3nsuppsparing, f\u00f3lkapensj\u00f3n (grundupph\u00e6dd og vi\u00f0b\u00f3t), har h\u00e6dd er tikin fyri m\u00f8guligari m\u00f3trokning, og \u00fatgjald fr\u00e1 samhaldsfasta \u00e1rliga og \u00edalt \u00ed 3 \u00e1r.<\/p>\n\n\n\n

\u00cd \u00fatrokningunum ver\u00f0ur sagt, at eginpensj\u00f3n er \u00f8ll forskatta\u00f0, og at av pensj\u00f3nsuppsparingini ver\u00f0ur 45% goldi\u00f0 \u00fat sum l\u00edvrenta og 55% ver\u00f0ur goldi\u00f0 \u00fat sum lutapensj\u00f3n.<\/p>\n\n\n\n

Skattur er ikki rokna\u00f0ur av f\u00f3lkapensj\u00f3n og samhaldsfasta, t\u00ed roknistykki\u00f0 skal v\u00edsa, hvat borgarin missir av egnari pensj\u00f3n og hvat landskassin og AMEG spara \u00ed \u00fatgjaldi vi\u00f0 h\u00e6kka\u00f0um pensj\u00f3nsaldri.<\/p>\n\n\n\n

D\u00f8mi um innt\u00f8kuskattur, avgj\u00f8ld og pensj\u00f3nsforskatting<\/em><\/p>\n\n\n\n

\"\"\/<\/figure>\n\n\n\n

Talvan v\u00edsir, hvat l\u00f8ntakarar vi\u00f0 ymiskari m\u00e1na\u00f0arl\u00f8n rinda \u00ed innt\u00f8kuskatti, avgj\u00f8ldum og pensj\u00f3nsforskatti \u00e1rliga og \u00edalt \u00ed 3 \u00e1r.<\/p>\n\n\n\n

\u00cd \u00fatrokningini er mi\u00f0al kommunuskattaprosent \u00e1 19,97% n\u00fdtt. Avgj\u00f8ldini fevna um AMEG-gjald, barsilsgjald, ALS-gjald, kringvarpsgjald og heilstrygdargjald.<\/p>\n\n\n\n

 Vi\u00f0 fakfelagskv\u00f8\u00f0u<\/strong><\/p>\n\n\n\n

Heilsuhj\u00e1lparafelag F\u00f8roya<\/p>\n\n\n\n

Havnar Arbei\u00f0skvinnufelag<\/p>\n\n\n\n

F\u00f8roya Pedagogfelag<\/p>\n\n\n\n

F\u00f8roya L\u00e6rarafelag<\/p>\n\n\n\n

Felagi\u00f0 F\u00f8royskir Sj\u00fakrar\u00f8ktarfr\u00f8\u00f0ingar<\/p>\n\n\n\n

Akademikarafelag F\u00f8roya<\/p>\n","protected":false},"excerpt":{"rendered":"

F\u00f8royski l\u00f8ntakarin skal hava tryggar karmar um pensj\u00f3nina \u2013 b\u00e6\u00f0i t\u00e1 ta\u00f0 r\u00e6\u00f0ur um pensj\u00f3nsaldurin og pensj\u00f3nsuppsparingina, t\u00ed eiga Javna\u00f0arflokkurin, Tj\u00f3\u00f0veldi og Frams\u00f3kn at halda seg til kontraktina, sum var gj\u00f8rd vi\u00f0 arbei\u00f0smarkna\u00f0in um pensj\u00f3nina \u00ed 2017. Kontraktin var sett \u00ed verk \u00ed samr\u00e1\u00f0 vi\u00f0 fakfel\u00f8gini, fyri at geva l\u00f8ntakaranum tryggar karmar at innr\u00e6tta seg […]<\/p>\n","protected":false},"author":23,"featured_media":4833,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-42065","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lesarin-skrivar"],"publishpress_future_action":{"enabled":false,"date":"2026-05-09 13:54:31","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/posts\/42065","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=42065"}],"version-history":[{"count":1,"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/posts\/42065\/revisions"}],"predecessor-version":[{"id":42066,"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/posts\/42065\/revisions\/42066"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/media\/4833"}],"wp:attachment":[{"href":"https:\/\/sudurras.fo\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=42065"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=42065"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=42065"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}