{"id":42844,"date":"2026-04-30T09:43:17","date_gmt":"2026-04-30T08:43:17","guid":{"rendered":"https:\/\/sudurras.fo\/?p=42844"},"modified":"2026-04-30T09:43:17","modified_gmt":"2026-04-30T08:43:17","slug":"godur-arsfjordingur-hja-foroya-banka","status":"publish","type":"post","link":"https:\/\/sudurras.fo\/?p=42844","title":{"rendered":"G\u00f3\u00f0ur \u00e1rsfj\u00f3r\u00f0ingur hj\u00e1 F\u00f8roya Banka"},"content":{"rendered":"\n<p>Fyrsti \u00e1rsfj\u00f3r\u00f0ingur royndist v\u00e6l hj\u00e1 F\u00f8roya Banka-samtakinum, sum \u00ed dag kunnger roknskapart\u00f8lini fyri \u00e1rsins fyrstu tr\u00edggjar m\u00e1na\u00f0ir. Avlopi\u00f0 gj\u00f8rdist 56 mi\u00f3. kr.<\/p>\n\n\n\n<p>\u201cVit eru fegin um g\u00f3\u00f0u gongdina higartil \u00ed \u00e1r, sum millum anna\u00f0 inniber eina h\u00e6kking \u00ed innl\u00e1num, \u00fatl\u00e1num, realkredittl\u00e1num og g\u00f3\u00f0 tryggingar\u00farslit hj\u00e1 Trygd. Harumframt eru vit eisini fegin um, at ta\u00f0 gongur v\u00e6l hj\u00e1 b\u00e6\u00f0i privatkundum og vinnukundum, og vit byrja \u00e1ri\u00f0 vi\u00f0 at afturf\u00f8ra ni\u00f0urskrivingar. H\u00f3ast gongdin er g\u00f3\u00f0, og v\u00e6ntanirnar fyri restina av \u00e1rinum eru g\u00f3\u00f0ar, so slepst ikki undan at nevna geopolitiska \u00f3r\u00f3gvi\u00f0, sum skapar eina \u00e1v\u00edsa \u00f3vissu, sum so ella so kann \u00e1virka okkum og okkara kundar, men hetta er sj\u00e1lvsagt naka\u00f0 vit fylgja og leggja upp fyri,\u201d sigur Turi\u00f0 F. Arge, forstj\u00f3ri.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u00d8kt kundavirksemi<\/h3>\n\n\n\n<p>Hyggja vit n\u00e6rri eftir roknskapart\u00f8lunum, so er gongdin g\u00f3\u00f0 \u00e1 so at siga \u00f8llum m\u00f3tum. Virkisvavi\u00f0, sum sigur naka\u00f0 um samla\u00f0a virksemi\u00f0 hj\u00e1 samtakinum, er h\u00e6kka\u00f0 7% s\u00ed\u00f0ani sama t\u00ed\u00f0arskei\u00f0 \u00ed fj\u00f8r. V\u00f8ksturin \u00ed virkisvavinum kemst \u00ed h\u00f8vu\u00f0sheitum fr\u00e1, at \u00fatl\u00e1nini eru h\u00e6kka\u00f0 5%, innl\u00e1nini eru h\u00e6kka\u00f0 8% og realkredittl\u00e1nini eru h\u00e6kka\u00f0 6% s\u00ed\u00f0ani sama t\u00ed\u00f0arskei\u00f0 \u00ed fj\u00f8r. H\u00e6kkingin \u00ed realkredittl\u00e1ni stavar eitt n\u00fa fr\u00e1 vinnukundum, sum nevniliga hava m\u00f8guleika at f\u00e1a realkredittf\u00edgging \u00ed bankanum.<br>\u00cd fj\u00f8r v\u00f3ru metn\u00f3gvir kundar, sum keyptu og seldu vir\u00f0isbr\u00f8v \u00ed netbankanum, og g\u00f3\u00f0a gongdin er hildin fram \u00ed 2026. Eisini hava vit higartil \u00ed \u00e1r s\u00e6\u00f0, at alsamt fleiri kundar velja at seta s\u00edna pensj\u00f3n \u00ed \u00edl\u00f8gur og sostatt betra um m\u00f8guleikarnar at f\u00e1a st\u00f8rri avkast av pensj\u00f3nini.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u00datlitini fyri restina av \u00e1rinum<\/h3>\n\n\n\n<p>Hyggja vit eftir komandi m\u00e1na\u00f0unum, so eru \u00fatlitini sum heild g\u00f3\u00f0. T\u00f3 so kann inflati\u00f3nin v\u00e6ntast at h\u00e6kka orsaka\u00f0 av geopolitisku st\u00f8\u00f0uni, og sostatt er eisini sannl\u00edkt, at nakrar rentuh\u00e6kkingar eru fyri framman. \u00cdt\u00f8kiliga kunnu tv\u00e6r rentuh\u00e6kkingar v\u00e6ntast \u00ed \u00e1r.<br>\u201cH\u00f3ast vit hava veri\u00f0 vitni til st\u00f8\u00f0uga geopolitiska \u00f3vissu seinastu \u00e1rini, so hava okkara kundar sta\u00f0i\u00f0 seg v\u00e6l. Vit hava ongar \u00e1bendingar um, at okkara kundar ikki kl\u00e1ra ella fara at kl\u00e1ra at svara s\u00ednum skyldum. T\u00f3 so leggja vit n\u00f3gva orku \u00ed at r\u00e1\u00f0geva okkara kundum v\u00e6l. Til d\u00f8mis m\u00e6la vit n\u00f3gvum av okkara kundum til at velja fasta rentu, t\u00ed vit vita, at renturnar kunnu sveiggja, og t\u00e1 er ein \u00e1v\u00edsur tryggleiki \u00ed at hava fasta rentu og vita akkur\u00e1t, hvat t\u00fa skalt rinda aftur,\u201d sigur Turi\u00f0 F. Arge, forstj\u00f3ri. Hyggja vit eftir v\u00e6ntanunum fyri gongdina hj\u00e1 samtakinum, so v\u00e6ntar lei\u00f0slan, at netto\u00farsliti\u00f0 fyri 2026 ver\u00f0ur millum 195 og 235 mi\u00f3. kr.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Roknskapurin \u00ed stuttum<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u00darsliti\u00f0 eftir skatt var 56 mi\u00f3. kr.<\/li>\n\n\n\n<li>Rakstrar\u00farsliti\u00f0 fyri ni\u00f0urskrivingar var 56 mi\u00f3. kr.<\/li>\n\n\n\n<li>\u00datl\u00e1nini v\u00f3ru 9,8 mia. kr.<\/li>\n\n\n\n<li>Innl\u00e1nini v\u00f3ru 11,1 mia. kr.<\/li>\n\n\n\n<li>Realkredittl\u00e1nini v\u00f3ru 3,1 mia. kr.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Fyrsti \u00e1rsfj\u00f3r\u00f0ingur royndist v\u00e6l hj\u00e1 F\u00f8roya Banka-samtakinum, sum \u00ed dag kunnger roknskapart\u00f8lini fyri \u00e1rsins fyrstu tr\u00edggjar m\u00e1na\u00f0ir. Avlopi\u00f0 gj\u00f8rdist 56 mi\u00f3. kr. \u201cVit eru fegin um g\u00f3\u00f0u gongdina higartil \u00ed \u00e1r, sum millum anna\u00f0 inniber eina h\u00e6kking \u00ed innl\u00e1num, \u00fatl\u00e1num, realkredittl\u00e1num og g\u00f3\u00f0 tryggingar\u00farslit hj\u00e1 Trygd. Harumframt eru vit eisini fegin um, at ta\u00f0 gongur [&hellip;]<\/p>\n","protected":false},"author":23,"featured_media":32655,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-42844","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tidindi"],"publishpress_future_action":{"enabled":false,"date":"2026-05-07 10:38:55","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/posts\/42844","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=42844"}],"version-history":[{"count":1,"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/posts\/42844\/revisions"}],"predecessor-version":[{"id":42845,"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/posts\/42844\/revisions\/42845"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/media\/32655"}],"wp:attachment":[{"href":"https:\/\/sudurras.fo\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=42844"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=42844"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=42844"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}