{"id":43807,"date":"2026-08-05T08:29:15","date_gmt":"2026-08-05T07:29:15","guid":{"rendered":"https:\/\/sudurras.fo\/?p=43807"},"modified":"2026-08-05T08:29:17","modified_gmt":"2026-08-05T07:29:17","slug":"fyrra-halvar-royndist-vael-hja-foroya-banka","status":"publish","type":"post","link":"https:\/\/sudurras.fo\/?p=43807","title":{"rendered":"Fyrra h\u00e1lv\u00e1r royndist v\u00e6l hj\u00e1 F\u00f8roya Banka"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>F\u00f8roya Banki kunnger \u00ed dag roknskapin hj\u00e1 samtakinum fyri fyrra h\u00e1lv\u00e1r \u00ed 2026. Roknskapart\u00f8lini endurspegla eina g\u00f3\u00f0a og st\u00f8\u00f0uga gongd, og avlopi\u00f0 eftir skatt gj\u00f8rdist 125 mi\u00f3. kr.<br><\/strong><br>\u201cVit eru sum heild fegin um gongdina hetta fyrra h\u00e1lv\u00e1ri\u00f0 , sum millum anna\u00f0 hevur veri\u00f0 merkt av \u00f8ktum kundavirksemi \u00ed b\u00e6\u00f0i F\u00f8royum og \u00ed Gr\u00f8nlandi, g\u00f3\u00f0um avkasti \u00e1 eginognini og eisini g\u00f3\u00f0um \u00farslitum hj\u00e1 d\u00f3tturfel\u00f8gunum, Trygd og Skyn. F\u00edggjarst\u00f8\u00f0an hj\u00e1 okkara kundum \u2013 b\u00e6\u00f0i h\u00fasarhaldum og fyrit\u00f8kum \u2013 er g\u00f3\u00f0, og t\u00ed s\u00edggja vit l\u00e1gar ni\u00f0urskrivingar og framhaldandi f\u00e1ar umb\u00f8nir um gjaldssk\u00e1ar. Sostatt eru \u00fatlitini fyri restina av \u00e1rinum g\u00f3\u00f0\u201d, sigur Turi\u00f0 F. Arge, forstj\u00f3ri.<\/p>\n\n\n\n<div class=\"mg-wid-title default\"><h3 class=\"wp-block-heading\">G\u00f3\u00f0 gongd \u00e1 \u00edl\u00f8gu\u00f8kinum<\/h3><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">G\u00f3\u00f0a h\u00e1lv\u00e1rs\u00farsliti\u00f0 hj\u00e1 samtakinum stavar \u00ed st\u00f3ran mun fr\u00e1 vaksandi kundavirksemi. Higartil \u00ed \u00e1r er virkisvavi\u00f0, sum sigur naka\u00f0 um samla\u00f0a virksemi\u00f0 hj\u00e1 samtakinum, vaksi\u00f0 vi\u00f0 4%. Samstundis eru innt\u00f8kurnar h\u00e6kka\u00f0ar, h\u00f3ast hv\u00f8rki pr\u00edsir ella gj\u00f8ld eru h\u00e6kka\u00f0 \u00ed fyrra h\u00e1lv\u00e1ri. Hetta v\u00edsir, at kundavirksemi\u00f0 er vor\u00f0i\u00f0 st\u00f8rri og heldur fram at vaksa.<br>Ein li\u00f0ur \u00ed vaksandi virkisvavinum er \u00f8kt \u00edl\u00f8guvirksemi. Alsamt fleiri kundar seta pensj\u00f3nina \u00ed \u00edl\u00f8gur\u00f8kt, og somulei\u00f0is s\u00edggja vit, at fleiri og fleiri gera \u00edl\u00f8gur \u00ed netbankanum. Netbankin er \u00f3keypis fyri allar privatkundar og gevur samstundis atgongd til framkomna \u00edl\u00f8gupallin, har ta\u00f0 er l\u00e6tt at keypa og selja vir\u00f0isbr\u00f8v. Hyggja vit aftur \u00ed t\u00ed\u00f0, so hevur ta\u00f0 loyst seg v\u00e6l at seta pensj\u00f3nssamansparingina \u00ed \u00edl\u00f8gur, og avkasti\u00f0 higartil \u00ed \u00e1r hevur veri\u00f0 gott. Sum d\u00f8mi kann nevnast, at pensj\u00f3nir, i\u00f0 bankin umsitur vi\u00f0 80% \u00ed partabr\u00f8vum, higartil \u00ed \u00e1r hava fingi\u00f0 8,80% \u00ed avkasti, eftir at kostna\u00f0ir eru drignir fr\u00e1.<br>Sum naka\u00f0 n\u00fdtt kunnu foreldur n\u00fa eisini velja at seta samansparingina hj\u00e1 b\u00f8rnunum \u00ed \u00edl\u00f8gur. T\u00e1 ver\u00f0ur peningurin, sum ver\u00f0ur fluttur \u00e1 kontuna hj\u00e1 barninum hv\u00f8nn m\u00e1na\u00f0, sj\u00e1lvvirkandi settur \u00ed \u00edl\u00f8gur. Hetta er ein loysn, sum n\u00f3gvir av kundunum hava tiki\u00f0 avbera v\u00e6l \u00edm\u00f3ti seinastu m\u00e1na\u00f0irnar.<\/p>\n\n\n\n<div class=\"mg-wid-title default\"><h3 class=\"wp-block-heading\">\u00datlitini fyri restina av \u00e1rinum<\/h3><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Hyggja vit eftir komandi m\u00e1na\u00f0unum, so eru \u00fatlitini sum heild g\u00f3\u00f0. Eisini eru sannl\u00edkt onkrar rentuh\u00e6kkingar fyri framman. Markna\u00f0urin v\u00e6ntar nevniliga eina rentuh\u00e6kking aftrat \u00ed \u00e1r og m\u00f8guliga tv\u00e6r tilsamans innan eitt \u00e1r.<br>\u201cB\u00e6\u00f0i roknskapart\u00f8lini og f\u00edggjarst\u00f8\u00f0an hj\u00e1 okkara kundum vitna um eitt gott \u00fatgangsst\u00f8\u00f0i, og \u00fatlitini fyri komandi t\u00ed\u00f0ina eru t\u00ed sum heild g\u00f3\u00f0. H\u00f3ast ein rentuh\u00e6kking j\u00fast er komin \u00ed gildi, og h\u00f3ast m\u00f8guligar rentuh\u00e6kkingar eru fyri framman, so hava vit ongar \u00e1bendingar um, at okkara kundar ikki kl\u00e1ra ella fara at kl\u00e1ra at svara s\u00ednum skyldum, men hinvegin hava eina sunna og haldg\u00f3\u00f0a f\u00edggjarst\u00f8\u00f0u\u201d, sigur Turi\u00f0 F. Arge, forstj\u00f3ri.<br>Hyggja vit eftir v\u00e6ntanunum fyri gongdina hj\u00e1 samtakinum, so v\u00e6ntar lei\u00f0slan, at netto\u00farsliti\u00f0 fyri 2026 framhaldandi ver\u00f0ur millum 195 og 235 mi\u00f3. kr.<\/p>\n\n\n\n<div class=\"mg-wid-title default\"><h3 class=\"wp-block-heading\">Roknskapurin \u00ed stuttum<\/h3><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u00darsliti\u00f0 eftir skatt var 125 mi\u00f3. kr.<\/li>\n\n\n\n<li>Rakstrar\u00farsliti\u00f0 fyri ni\u00f0urskrivingar var 111 mi\u00f3. kr.<\/li>\n\n\n\n<li>\u00datl\u00e1nini v\u00f3ru 9,8 mia. kr.<\/li>\n\n\n\n<li>Innl\u00e1nini v\u00f3ru 11,4 mia. kr.<\/li>\n\n\n\n<li>Realkredittl\u00e1nini v\u00f3ru 3 mia. kr.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>F\u00f8roya Banki kunnger \u00ed dag roknskapin hj\u00e1 samtakinum fyri fyrra h\u00e1lv\u00e1r \u00ed 2026. Roknskapart\u00f8lini endurspegla eina g\u00f3\u00f0a og st\u00f8\u00f0uga gongd, og avlopi\u00f0 eftir skatt gj\u00f8rdist 125 mi\u00f3. kr.\u201cVit eru sum heild fegin um gongdina hetta fyrra h\u00e1lv\u00e1ri\u00f0 , sum millum anna\u00f0 hevur veri\u00f0 merkt av \u00f8ktum kundavirksemi \u00ed b\u00e6\u00f0i F\u00f8royum og \u00ed Gr\u00f8nlandi, g\u00f3\u00f0um avkasti [&hellip;]<\/p>\n","protected":false},"author":23,"featured_media":29612,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-43807","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tidindi"],"publishpress_future_action":{"enabled":false,"date":"2026-08-12 11:02:47","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/posts\/43807","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=43807"}],"version-history":[{"count":1,"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/posts\/43807\/revisions"}],"predecessor-version":[{"id":43808,"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/posts\/43807\/revisions\/43808"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=\/wp\/v2\/media\/29612"}],"wp:attachment":[{"href":"https:\/\/sudurras.fo\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=43807"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=43807"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sudurras.fo\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=43807"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}