{"id":44558,"date":"2026-11-04T10:18:29","date_gmt":"2026-11-04T10:18:29","guid":{"rendered":"https:\/\/sudurras.fo\/?p=44558"},"modified":"2026-11-04T10:18:31","modified_gmt":"2026-11-04T10:18:31","slug":"god-og-stodug-gongd-i-tridja-arsfjordingi","status":"publish","type":"post","link":"https:\/\/sudurras.fo\/?p=44558","title":{"rendered":"G\u00f3\u00f0 og st\u00f8\u00f0ug gongd \u00ed tri\u00f0ja \u00e1rsfj\u00f3r\u00f0ingi"},"content":{"rendered":"\n

F\u00f8roya Banki:<\/strong> Hyggja vit n\u00e6rri eftir roknskapart\u00f8lunum, so eru tey sum heild merkt av st\u00f8\u00f0ugum v\u00f8kstri \u00e1 flestu \u00f8kjum. Innl\u00e1nini og \u00fatl\u00e1nini eru h\u00e6kka\u00f0, samla\u00f0a vir\u00f0i\u00f0 \u00e1 teimum ognum, i\u00f0 bankin umsitur og ger \u00edl\u00f8gur vi\u00f0 vegna kundarnar, er eisini h\u00e6kka\u00f0, og sostatt er samla\u00f0a virkisvavi\u00f0 h\u00e6kka\u00f0 vi\u00f0 5% higartil \u00ed \u00e1r.<\/p>\n\n\n\n

– Vit fegnast um g\u00f3\u00f0u gongdina. Vit afturf\u00f8ra ni\u00f0urskrivingar, og ta\u00f0 sigur naka\u00f0 um ein kundaskara, sum stendur seg v\u00e6l og kl\u00e1rar at svara s\u00ednum skyldum \u00ed bankanum. Vit fegnast somulei\u00f0is um \u00f8kta kundavirksemi\u00f0. Vit s\u00edggja eina tilgongd av n\u00fdggjum privatkundum \u00ed b\u00e6\u00f0i F\u00f8royum og Gr\u00f8nlandi, og vit s\u00edggja eisini, at kundarnir br\u00faka okkara t\u00e6nastur meira. Til d\u00f8mis eru ta\u00f0 alsamt fleiri, sum seta s\u00edna samansparing \u00ed \u00edl\u00f8gur, og seinastu t\u00ed\u00f0ina eru ta\u00f0 munandi fleiri foreldur, sum seta samansparingina hj\u00e1 barninum \u00ed \u00edl\u00f8gur. Hetta v\u00edsir eitt vaksandi tilvit um \u00edl\u00f8gur millum okkara kundar, sigur Turi\u00f0 F. Arge, forstj\u00f3ri. <\/p>\n\n\n\n

Gongdin hj\u00e1 d\u00f3tturfelagnum, Skyn, hevur eisini veri\u00f0 g\u00f3\u00f0 hendan \u00e1rsfj\u00f3r\u00f0ingin. Samanbera vit vi\u00f0 sama t\u00ed\u00f0arskei\u00f0 \u00ed fj\u00f8r, so s\u00edggja vit eina \u00f8king \u00ed s\u00f8lum \u00e1 10% og eina \u00f8king \u00ed vir\u00f0ismetingum \u00e1 7%.<\/p>\n\n\n\n

Gongdin hj\u00e1 Trygd hevur haraftur\u00edm\u00f3ti veri\u00f0 merkt av h\u00e6gri ska\u00f0a\u00fatgj\u00f8ldum \u00ed sambandi vi\u00f0 tryggingarska\u00f0ar enn v\u00e6nta\u00f0. Hetta v\u00edsir samstundis, at Trygd er har fyri kundarnar, t\u00e1 i\u00f0 t\u00f8rvur er \u00e1 t\u00ed.<\/p>\n\n\n\n

Rentuh\u00e6kkingar fyri framman<\/strong>
Eitt anna\u00f0, sum eisini hevur merkt \u00e1ri\u00f0 higartil, eru rentuh\u00e6kkingar. \u00cd juli m\u00e1na\u00f0i og s\u00ed\u00f0st \u00ed farna m\u00e1na\u00f0i h\u00e6kka\u00f0i rentan. Hesar rentuh\u00e6kkingar hava vi\u00f0 s\u00e6r, at ta\u00f0 gerst d\u00fdrari at l\u00e1na. Hinvegin h\u00e6kkar innl\u00e1nsrentan eisini, solei\u00f0is at kundarnir f\u00e1a h\u00e6gri rentu av innistandandi peningi.<\/p>\n\n\n\n

Markna\u00f0urin v\u00e6ntar \u00e1lei\u00f0 tv\u00e6r rentuh\u00e6kkingar aftrat komandi \u00e1ri\u00f0.<\/p>\n\n\n\n

H\u00f3ast h\u00e6kkandi rentur leggja st\u00f8rri f\u00edggjarligt tr\u00fdst \u00e1 tey, sum hava l\u00e1n, so eru ongar \u00e1bendingar um, at kundarnir \u00ed bankanum hava trupulleikar vi\u00f0 at halda s\u00ednar gjaldsskyldur. Hetta s\u00e6st millum anna\u00f0 vi\u00f0, at t\u00f8lini \u00e1 sk\u00e1um og troti eru st\u00f8\u00f0ug. <\/p>\n\n\n\n

Samtaki\u00f0 fingi\u00f0 dagf\u00f8rda strategi<\/strong>
Samstundis sum roknskapart\u00f8lini fyri tri\u00f0ja \u00e1rsfj\u00f3r\u00f0ing eru kunngj\u00f8rd, hevur nevndin eisini samtykt eina dagf\u00f8rda strategi fyri samtaki\u00f0, sum fevnir um \u00e1rini 2027-2030. Yvirskipa\u00f0 byggir strategiin v\u00ed\u00f0ari \u00e1 ta\u00f0 haldg\u00f3\u00f0a arbei\u00f0i\u00f0 og grundarlagi\u00f0, sum samtaki\u00f0 stendur \u00e1 \u00ed dag.<\/p>\n\n\n\n

\u201cVi\u00f0 dagf\u00f8rdu strategiini hava vit ein grei\u00f0an m\u00e1lsetning um, at ta\u00f0 skal vera b\u00e6\u00f0i betri og l\u00e6ttari at vera kundi hj\u00e1 okkum. \u00cd 2030 skal ta\u00f0 t.d. ikki taka longri enn 10 minuttir hj\u00e1 einum privatkunda at gerast kundi hj\u00e1 okkum, og ta\u00f0 skal ikki taka longri enn ein t\u00edma at f\u00e1a svar upp \u00e1 eina umb\u00f8n um l\u00e1n. T\u00f3 so er ta\u00f0 umr\u00e1\u00f0andi, at vit var\u00f0veita ta pers\u00f3nligu og n\u00e6rverandi r\u00e1\u00f0gevingina, sum okkara kundar eisini hava t\u00f8rv \u00e1\u201d, sigur Turi\u00f0 F. Arge, forstj\u00f3ri.<\/p>\n\n\n\n

Harumframt ver\u00f0ur gr\u00f8nlendski parturin av virkseminum eisini ra\u00f0festur h\u00f8gt komandi \u00e1rini. M\u00f8guleikarnir fyri v\u00f8kstri \u00ed Gr\u00f8nlandi eru st\u00f3rir, og eitt av h\u00f8vu\u00f0sm\u00e1lunum \u00ed dagf\u00f8rdu strategiini er at gagnn\u00fdta hesar vakstrarm\u00f8guleikar.<\/p>\n\n\n\n

Roknskapurin \u00ed stuttum<\/strong><\/p>\n\n\n\n